Skip to headerSkip to main contentSkip to footerMost people are familiar with the idea of saving as much as possible during their working years and investing savings wisely to maximize returns once they retire. But it is just as important to consider tax strategy. After all, if you pay more taxes on your retirement distributions than the law requires, that can cost you precious cash in your golden years.Ignoring accounts that hold company stock is one way we see people lose money in taxes. Many workers either get company stock as part of their compensation or are able to take advantage of company 401(k) programs that include company stock.